Tag Archives: money

On Being a Twentysomething

Ooh boy. This is one of those posts I knew I’d get to at some point but never really imagined it being here. The weird thing is that I knew exactly when it should be written. Today. I needed it out today because as of today, I am no longer in my twenties. In years past, I’ve tried to sum up only the previous year and what it meant to me. But this occasion is so momentous and it’s more than a year. It’s a decade. It’s Continue reading →

Saving Energy

A month ago I received an unpleasant piece of mail. The energy bill arrived and it was $30 more than it had been. And its graph highlighted that the price of the bill was increasing a little each month, though never $30 all at once. It was a shock to the system, something needed to be done otherwise this monthly cost could easily get out of hand. Back in March, when Ellie and I moved into the house, I set about replacing all the bulbs Continue reading →

I can’t believe I forgot to talk about Student Loans

I’ve been talking about my student loans for years. It seems like it’s been a very slow process of whittling away at them to the point where they’re manageable. And what I consider slow is probably blazing fast for the average person. I mean, I rarely paid the minimum due each month and there would be months where I would dump a thousand or two into paying back my student loans. Each year I said to myself, “This is the year I pay off my Continue reading →

Raises

I’m no stranger to getting a raise. Part of that stems from the fact that I haven’t really been at a job more than two years. It’s easy to start someone low and then bump them up early on. I’m guessing if I stick around any place long enough, the raises would taper off. Presently, I’m waiting for a raise. This past fall I was really, really unhappy with the situation at work and I was looking around for other jobs. I talked to a Continue reading →

Frustration

I’ve been so frustrated lately with everything. I don’t like it. The worst part is, I can’t really pinpoint what is making me frustrated. And that just makes me more frustrated. I’m usually pretty good at knowing what’s going on in my head. I can explain my actions easily. But this business of not knowing really has me wondering what’s up. There’s no one big thing I can point to that’s bringing me down. The frustrations build up and then I just snap. I have Continue reading →

Holiday Spending

December is a rough month. Every year it’s the same. I promise myself I’m going to be reasonable and not buy tons of gifts and only get one gift per person. But December comes and goes and I end up having spent a small fortune on gifts. How do I stop? Why do I do it? I think the reason I buy gifts stems out of Peace Corps in a few different ways. One way, I was immensely impressed by Ukrainian hospitality and generosity. Even Continue reading →

Taxes Have Been Paid Off

Yesterday was a big day for me. Yesterday, I paid off the government. You might recall, I had a bit of an issue with taxes earlier this year. Due to my correctly filling out a tax form, my paycheck did not have any taxes taken out of it. It resulted in me owing more than $4200 to the government (split between state and US governments). That’s not a fun tax day when you’re expecting a nice return for the first time in your life. I Continue reading →

How Peace Corps Caused Me to Owe Taxes

See that title? That was trying to draw people in by crying wolf. It worked, I hope. But really, Peace Corps is the reason I  owe taxes of about $4,500 right now, sorta. It’s a mix of a few things and none of it really can be resolved other than by me cutting a check. The issue started mid-December 2012 when I started my current position as a project manager for a translation agency. I had to fill out my W4 and I’m going to Continue reading →

Rehabbing the Nighthawk

Motorcycles are a blessing and a curse for me. A blessing because the allow me to feel free. I can open the throttle and feel the wind all around me. I can see the ground racing past me. Death and life surround me while I’m on my bike. It’s thrilling and I wouldn’t trade the ability to ride a motorcycle for anything. However, however, I need to maintain the bike. This is something I’ve struggled with as I don’t know anyone else with a bike Continue reading →

Figuring Student Loans and Stuff

I was doing some math the other day with my student loans and my bank account and my income. It was half depressing and half uplifting. You see, I have x amount of student loan debt and I make y amount of money per year. y > x I also have z amount of money in my bank account. z < x < y However, I figured at my current earning rate plus my current bank account it will take me 5 months to pay Continue reading →